一、 主題：Supporters or Hinderances? Intergenerational Coresidence and Household Finance under Patriarchy

二、 彙報人：黃河 2022級金融學碩士研究生

三、 時間地點：2024年11月22日19：20-21：00，沙河校區主教102

四、 報告簡介：我院碩士研究生黃河與合肥工業大學經濟學院譚睿鵬教授、北京科技大學經濟管理學院楊志明副教授合作的論文《Supporters or Hinderances? Intergenerational Coresidence and Household Finance under Patriarchy》經過評審應邀參加“第二十一屆中國金融學年會”。黃河同學将在校内就該參會論文做出學術報告。

五、 報告摘要：This paper explores the impact of intergenerational coresidence on household finance within patriarchal societies. Using data from the China Household Finance Survey (CHFS), the study reveals that coresiding parents significantly enhance the likelihood of their child becoming the household head, which in turn positively influences financial market participation, asset diversification, and asset returns. The benefits of intergenerational coresidence are more substantial in highly egalitarian communities, where parents' financial support and weaker adherence to traditional gender norms play crucial roles. Furthermore, the study finds that a negative shock to gender equality can modify the influence of intergenerational coresidence, underscoring the complex interplay between family dynamics and household financial behavior. These findings provide valuable insights into how family structures and social norms shape economic outcomes, offering implications for policies aimed at improving financial stability and well-being across generations.

六、 參加會議簡介：2024年11月8日至11月10日，第二十一屆中國金融學年會在華南理工大學舉辦。本年會由華南理工大學和中國金融學年會理事會主辦，華南理工大學經濟與bevictor伟德官网承辦。會議聚焦于大力做好科技金融、綠色金融、普惠金融、養老金融、數字金融五篇大文章的重大問題，以加速提升金融服務實體經濟質效，為發展新質生産力注入金融動能為會議主題，大力推動金融高質量發展，服務金融強國建設。

撰稿：黃河

初審：趙學輝

終審：魏旭